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cybersecurity insurance policy exclusions

informationalLegal & ComplianceAnalyzed 07/01/2025

AI Search Visibility Analysis

Analyze how brands appear across multiple AI search platforms for a specific prompt

Prompt Report Analysis Visualization
High Impact

Total Mentions

Total number of times a brand appears

across all AI platforms for this prompt

Reach

Platform Presence

Number of AI platforms where the brand

was mentioned for this prompt

Authority

Linkbacks

Number of times brand website was

linked in AI responses

Reputation

Sentiment

Overall emotional tone when brand is

mentioned (Positive/Neutral/Negative)

Brand Performance Across AI Platforms

3
Platforms Covered
7
Brands Found
2
Total Mentions
BRANDTOTAL MENTIONSPLATFORM PRESENCELINKBACKSSENTIMENTSCORE
1Pondurance
1
3
95
2BlueVoyant
0
2
69
3At-Bay
0
2
69
4Reed Smith
0
2
69
5Mahoney Group
0
2
69
6CoreMark Insurance
1
0
64
7Coalition
0
1
55
Referenced Domains Analysis
All 17 domains referenced across AI platforms for this prompt
ChatGPT
Perplexity
Google AIO
ChatGPT:
0
Perplexity:
1
Google AIO:
2
3
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
1
Perplexity:
1
Google AIO:
0
2
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1

Strategic Insights & Recommendations

Dominant Brand

No specific insurance brands were prominently featured across the responses, with all platforms focusing on general policy exclusions rather than specific insurers.

Platform Gap

Google AIO provided more actionable business advice while Perplexity offered better structured information with a summary table, and ChatGPT gave the most comprehensive list of exclusions.

Link Opportunity

All platforms referenced multiple insurance industry sources and cybersecurity firms, creating opportunities for partnerships with insurance brokers, risk management consultants, and cybersecurity service providers.

Key Takeaways for This Prompt

Acts of war, terrorism, and nation-state attacks are commonly excluded from cybersecurity insurance policies across all major insurers.

Failure to maintain required security standards like multifactor authentication and timely patching can void coverage entirely.

Regulatory fines and penalties from data protection law violations are typically not covered by standard cyber insurance policies.

Pre-existing vulnerabilities and incidents known before policy inception are universally excluded from coverage.

AI Search Engine Responses

Compare how different AI search engines respond to this query

ChatGPT

4064 Characters

BRAND (2)

Reed Smith
Mahoney Group

SUMMARY

ChatGPT provides a comprehensive overview of 10 common cybersecurity insurance exclusions, including acts of war/terrorism, insider threats, regulatory fines, pre-existing conditions, security standard failures, unencrypted data, contractual liabilities, infrastructure failures, intellectual property infringement, and bodily injury/property damage. The response emphasizes the importance of reviewing policy terms and consulting with insurers to understand specific exclusions.

Perplexity

4139 Characters

BRAND (5)

Pondurance
BlueVoyant
At-Bay
Coalition
Reed Smith

SUMMARY

Perplexity provides the most structured response with a detailed summary table of exclusions. It emphasizes failure to maintain security standards, prior knowledge exclusions, human error, and contractual liability. The response concludes with a clear summary that cyber insurance excludes areas related to security hygiene maintenance, prior events, human factors, and certain liabilities.

Google AIO

2758 Characters

BRAND (5)

Pondurance
CoreMark Insurance
BlueVoyant
At-Bay
Mahoney Group

SUMMARY

Google AIO covers similar exclusions but focuses more on practical advice for businesses, including reviewing policy documents, seeking expert advice, negotiating coverage, and considering supplemental coverage. It highlights specific exclusions like third-party vendor losses, loss of electronic devices, future lost profits, and technology system improvements that other platforms didn't emphasize as much.

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Cybersecurity Insurance Policy Exclusions Explained | Geneo