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Geneo

small business liability insurance cost

commercialFinance & FintechAnalyzed 10/13/2025

AI Search Visibility Analysis

Analyze how brands appear across multiple AI search platforms for a specific prompt

Prompt Report Analysis Visualization
High Impact

Total Mentions

Total number of times a brand appears

across all AI platforms for this prompt

Reach

Platform Presence

Number of AI platforms where the brand

was mentioned for this prompt

Authority

Linkbacks

Number of times brand website was

linked in AI responses

Reputation

Sentiment

Overall emotional tone when brand is

mentioned (Positive/Neutral/Negative)

Brand Performance Across AI Platforms

3
Platforms Covered
5
Brands Found
8
Total Mentions
BRANDTOTAL MENTIONSPLATFORM PRESENCELINKBACKSSENTIMENTSCORE
1Insureon
4
3
95
2NerdWallet
2
3
83
3The Hartford
0
5
77
4Forbes
2
1
64
5Progressive Commercial
0
2
55
Referenced Domains Analysis
All 29 domains referenced across AI platforms for this prompt
ChatGPT
Perplexity
Google AIO
ChatGPT:
0
Perplexity:
3
Google AIO:
2
5
ChatGPT:
0
Perplexity:
2
Google AIO:
0
2
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
0
Perplexity:
1
Google AIO:
1
2
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
0
Perplexity:
0
Google AIO:
1
1

Strategic Insights & Recommendations

Dominant Brand

No specific insurance brands were prominently recommended across the platforms, with focus on general market pricing.

Platform Gap

All platforms provided similar cost ranges but ChatGPT offered more detailed breakdown by specific policy types and industries.

Link Opportunity

Insurance comparison sites and specific carriers like The Hartford, Progressive Commercial, and Insureon are frequently referenced.

Key Takeaways for This Prompt

Small business liability insurance averages $40-100 monthly, with $42 being the most cited average.

Industry type is the biggest cost factor, with construction paying 2-3x more than consulting businesses.

Business Owner's Policies (BOP) at $57/month often provide better value by bundling multiple coverages.

Location, business size, claims history, and coverage limits significantly impact final premium costs.

AI Search Engine Responses

Compare how different AI search engines respond to this query

ChatGPT

2312 Characters

BRAND (3)

NerdWallet
Forbes
Insureon

SUMMARY

Small business liability insurance averages $42 monthly ($500 annually) for general liability coverage. Costs vary by industry type, business size, location, and coverage limits. High-risk industries like construction pay $90-130 monthly, while low-risk consultants pay $40-55. Additional coverage types include professional liability ($61/month), workers' comp ($45/month), and cyber liability ($145/month).

Perplexity

1842 Characters

BRAND (4)

NerdWallet
The Hartford
Insureon
Progressive Commercial

SUMMARY

General liability insurance for small businesses averages $42 monthly or $500 annually, with most paying $40-100 monthly. Costs depend on industry risk level, business size, location, coverage limits, and claims history. High-risk industries pay more than low-risk consultants. Business Owner's Policies (BOP) average $57 monthly, bundling liability with property coverage.

Google AIO

1502 Characters

BRAND (3)

NerdWallet
The Hartford
Progressive Commercial

SUMMARY

Small business liability insurance typically costs $40-100 monthly for general liability coverage, or $480-1,200 annually for standard $1M/$2M policies. Final pricing depends on industry risk, business size, location, claims history, and coverage limits. High-risk construction businesses pay more than office-based operations. Higher deductibles can reduce premiums.

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