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open finance vs open banking difference

informationalFinance & FintechAnalyzed 07/01/2025

AI Search Visibility Analysis

Analyze how brands appear across multiple AI search platforms for a specific query

Query Report Analysis Visualization
High Impact

Total Mentions

Total number of times a brand appears

across all AI platforms for this query

Reach

Platform Presence

Number of AI platforms where the brand

was mentioned for this query

Authority

Linkbacks

Number of times brand website was

linked in AI responses

Reputation

Sentiment

Overall emotional tone when brand is

mentioned (Positive/Neutral/Negative)

Brand Performance Across AI Platforms

2
Platforms Covered
5
Brands Found
0
Total Mentions
BRANDTOTAL MENTIONSPLATFORM PRESENCELINKBACKSSENTIMENTSCORE
1Stripe
0
1
75
2TrueLayer
0
1
75
3Plaid
0
1
75
4Tink
0
1
75
5Finicity
0
1
75
Referenced Domains Analysis
All 10 domains referenced across AI platforms for this query
ChatGPT
Perplexity
Google AIO
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
0
Perplexity:
1
Google AIO:
0
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1
ChatGPT:
1
Perplexity:
0
Google AIO:
0
1

Strategic Insights & Recommendations

Dominant Brand

No specific brands were prominently recommended across the platforms, as the responses focused on explaining concepts rather than promoting particular companies.

Platform Gap

ChatGPT provided a concise conceptual explanation while Perplexity offered a more detailed comparison with tables and regulatory context, and Google AIO provided no response.

Link Opportunity

There are opportunities to link to regulatory bodies like Open Banking Implementation Entity, fintech companies like TrueLayer and Plaid, and educational resources about financial data sharing.

Key Takeaways for This Query

Open banking is limited to banking and payment data sharing through secure APIs with consumer consent.

Open finance extends beyond banking to include investments, insurance, mortgages, pensions, and other financial products.

Open finance represents the evolutionary next step after open banking, offering more comprehensive financial management.

Both initiatives aim to enhance consumer control over financial data and foster innovation in financial services.

AI Search Engine Responses

Compare how different AI search engines respond to this query

ChatGPT

1651 Characters

BRAND (1)

TrueLayer

SUMMARY

Open banking allows third-party access to banking and payment data through secure APIs with consumer consent, focusing on traditional banking services. Open finance extends this concept to include a broader range of financial products like savings, investments, pensions, insurance, and mortgages, providing a more comprehensive view of an individual's financial situation for more personalized services.

Perplexity

3125 Characters

BRAND (4)

Stripe
Plaid
Tink
Finicity

SUMMARY

Open banking focuses on sharing bank account and payment data with third-party providers for services like financial management and payments, supported by regulatory frameworks. Open finance extends beyond banking to include investments, insurance, mortgages, credit, pensions, and tax information, enabling a comprehensive financial ecosystem. Open finance is considered the evolutionary next step, offering holistic financial management and broader consumer control through tokenized API connections.

Google AIO

0 Characters

SUMMARY

No summary available.

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