credit scoring with alternative data
Are you in the answers when your customers ask AI?
Enter your prompt and find out which brands dominate AI search results.
AI Search Engine Responses
Compare how different AI search engines respond to this query
ChatGPT
BRAND (8)
SUMMARY
ChatGPT provides an educational overview of alternative data in credit scoring, explaining it as non-traditional information beyond conventional credit reports. The response highlights key benefits including financial inclusion for the 45 million Americans lacking traditional credit scores, and mentions various data sources like utility payments, rent, telecommunications, and bank transactions. The platform emphasizes the potential for expanding credit access through alternative data evaluation methods.
REFERENCES (6)
Perplexity
BRAND (8)
SUMMARY
Perplexity delivers a comprehensive analysis of alternative credit scoring, systematically categorizing different types of alternative data sources. The response is well-structured with clear sections covering payment history data (rent, utilities, BNPL transactions) and transactional data (card patterns, deposit accounts). It emphasizes how these non-traditional data sources supplement or replace traditional credit bureau information to improve lending decisions and expand credit access.
REFERENCES (11)
Google AIO
BRAND (8)
SUMMARY
No summary available.
Strategic Insights & Recommendations
Dominant Brand
FICO emerges as the most frequently mentioned brand across platforms, appearing in both ChatGPT and Perplexity responses as a key player in credit scoring.
Platform Gap
Google AIO provided no response while ChatGPT focused on benefits and inclusion aspects, and Perplexity offered more technical categorization of data types.
Link Opportunity
Both responding platforms included multiple authoritative links, with Perplexity providing 11 sources and ChatGPT providing 6, indicating strong citation practices for this financial topic.
Key Takeaways for This Prompt
Alternative credit scoring addresses the needs of 45 million Americans without traditional credit scores, expanding financial inclusion opportunities.
The approach incorporates diverse data sources including utility payments, rent history, and transaction patterns to assess creditworthiness.
FICO remains a dominant brand reference point even in discussions of alternative credit scoring methods.
Platform coverage varies significantly, with Google AIO providing no information while other platforms offer detailed educational content.
Share Report
Share this AI visibility analysis report with others through social media